HERO financing as Easy as…


Apply online in minutes, with fast approvals


Choose your terms and sign your financing documents


Make payments with your property taxes

Service Finance Company

Service Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender. We are a primary lender providing installment loan solutions for qualified borrowers with favorable consumer interest rates and extended repayment terms. Our program strives to produce a low monthly payment that may offset the energy savings your customers enjoy when purchasing many energy savings products such as: HVAC, Windows, Doors, Siding, Sunrooms, Flooring, Water Treatment, Plumbing, Solar, Roofing, Insulation and many more.

SMUD – Energy Efficiency Financing

A smart choice – Homeowners can pre-qualify for easy and affordable SMUD financing on energy efficient equipment upgrades that can save thousands of dollars over the life of the loan. You won’t find any mysterious interest charges, origination costs or pre-payment fees that are common with many home improvement loans. The person applying:
  • must be the same person as recorded in the county clerk recorder’s office on the property’s grant deed.
  • must be the same person who holds the electric utility account.
  • cannot have a security freeze on their consumer credit report records.